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company introduction:cigna and cmc life insurance company ltd (referred to as " cigna & cmc ") is a sino american joint venture life insurance company jointly invested and founded by two reputable one hundred enterprises, investment of both the shareholders were cigna life-insurance company north america and china merchants group subsidiary. in 2013, cigna & cmc completed the transfer of shares, the china merchants bank officially become cigna & cmc chinese shareholders, both chinese and foreign shareholders each holding 50%.cigna north american life-insurance company belonging to usa cigna, cigna north american life was founded in 1792, is american first joint-stock insurance companies. america cigna insurance is one of the america four commercial health insurance company, doing business in 30 countries and regions worldwide, providing medical, dental, behavioral health, medicine, vision, life, accident and disability benefits insurance products and services to customers more than 10 million 7 world, with more than  health experts and related facilities constitute global network. as early as in 1897, america cigna predecessor company became the first granted by the qing dynasty government in chinese insurance business in the business license of the insurance company.china merchants bank was founded in shenzhen in 1987, is the first china territory entirely by the enterprise legal person shares of joint-stock commercial banks, the first pilot bank is also the country from outside the system to promote the reform of bank industry, has now developed into a net capital of more than 2000000, with total assets of more than 3.4 trillion, the country with more than 800 branches, more than  employees the national joint-stock commercial bank, and one of the world's top 100 banks.cigna & cmc learning advanced experience in the medical and health services on the cigna, in chinese health insurance field toward ten years, well known for their expertise, has been active in research and development for chinese groups and individual life, health, high-end medical, accident and disability insurance products, launched the critically acclaimed "cigna & cmc global extreme high-end individual medical insurance". after ten years of development, cigna & cmc business has been covered, guangdong, beijing, shanghai, zhejiang, jiangsu, sichuan, hubei, shandong and liaoning provinces, municipalities directly under the central government, has more than 300 public and private medical institutions in the domestic direct pay, work more closely with global  international medical center. cigna & cmc from a home only a capital of 0 yuan, 42 employees, annual premium insufficiency small life insurance company  yuan, become assets will exceed  yuan, net assets of more than 000 yuan, the total number of employees 4600 people, the annual premium income breaks through  yuan of medium-sized life insurance company.cigna & cmc was first established, reference usa cigna insurance company in the world in the field of telephone marketing experience and technology, will be the core sales channel electric pin as the company's unique, has now grown into the current life insurance market chinese telephone marketing leader. in the bank insurance channel, cigna & cmc through the depth of cooperation with china merchants bank, providing both guarantee and financing to customers, covering health, disease, accident, education and pension gold multi-level, multi-faceted product. with the development of the internet and e-commerce, cigna & cmc also opened a network marketing channels, establish cigna & cmc insurance mall and tmall flagship store, and continue to explore new mode of mobile insurance sales.cigna & cmc is committed to become the customer real friends, accompany in your side, concerned about your health, family and wealth, has been the support and protect you, no matter when and where are you "heart to heart, and promise for you". adhering to the "integrity of a hundred years, as good as gold" spirit of enterprise, we are willing to help each and every customer with more healthy, more happiness, more secure a better life.the company honor:in 2013, "cigna & cmc global extreme high-end individual medical insurance" awarded by the "securities times" and the "new fortune" magazine's "2013 best internet insurance product" award.in 2013, cigna & cmc awarded the "fiscal weekly" selection "chinese best joint venture life-insurance company title," the characteristics of products "cigna & cmc global extreme high-end individual medical insurance" elected "in 2013 china ten insurance products".in  the second quarter regulatory classification evaluation of insurance company cigna & cmc life in the chinese circ awarded "class a.in 2011, the competitiveness of 2010 asia insurance company completed jointly by the america california state university and the "twenty-first century economic report" of the "research report", cigna & cmc awarded the comprehensive competitiveness ranked first china joint-venture life insurance company.in the year 2010, sponsored by the "insurance managers" magazine's 2009 china insurance industry fengyun bang won the award of " channel innovation award of the year ".in 2009, sponsored by the world financial lab " china financial annual award " won the " awards; the ten largest life insurance company chinese most trusted " award.from 2008 to 2009, cigna & cmc for two consecutive years was "financial times" and the study of the cass institute of financial china named " best foreign person (life) insurance company ".in 2008, cigna & cmc awarded by the british standards institute iso  information security management system certification, is the first domestic iso  information security certification system of the sino foreign joint venture insurance company.in 2005, cigna & cmc selected "fortune" magazine " 2005 year outstanding employers - china best companies to work for in ".in 2004, cigna & cmc was cctv's web site and the "world executive" magazine named " 2004 year china 100 best employer in ".in the development of business at the same time, cigna & cmc also